Monday, January 4, 2010

100% No Down Payment Home Loans, Still Available?

This is a question I hear almost everyday and it is a question that I happily answer YES! That's right, 100% financing is still available. In fact I help people everyday purchase their first home (or 2nd, 3rd...) and one of the easiest ways to do it is with USDA Rural Housing loans. Now you know what loan to ask for when searching for a home loan....next you need to find a lender to help you with that loan. 

5 Things To Look For When Searching For A Lender

1. Local Office
2. Local Underwriting
3. Mortgage Bank (vs. Broker, a mortgage bank underwrites and funds all of it's own loans)
4. Loan officer is easy to reach (i.e., gives out his/her cell phone, calls back promptly)
5. Good reputation (google the company, call local chamber of commerce, realtors association)

If you are in Northeastern Oklahoma I can provide a few links to local resources available to you.

www.tulsarealtors.com/agentsearch.aspx
www.bixbychamber.com
www.brokenarrowchamber.com

For information about 100% financing and other mortgage products contact Steve Currington at 918-394-5626, www.curringtonmortgage.com or stevec@21dayclose.com


Need a realtor? Let me suggest one of the best. Darryl Baskin with McGraw Realtors has many years of experience in the Tulsa Metro Area. You can reach Darryl at 918-258-2600 or atwww.darrylbaskin.com



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